4 Ways To Save When You Splurge On Electronics

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I recently purchased a new, shiny, purple camera that came in at a cool $250. I was excited, but I was also so shaky that I dropped my debit card as I went to swipe it. Big purchases can be scary, especially when you buy electronics. There are so many choices, and every product is improved and upgraded on what seems like a weekly basis (I imagine a future where my kids will have the iPhone 760 and be floored that I had the iPhone 4).

In the process of researching and purchasing my new camera, I came up with some tips to help you save on your splurges. With Black Friday just a few weeks away, these will definitely come in handy if you want to skip out on the lines.…

A Journey Of Cracked Cellphone Screens And Broken Dreams

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Before last year, I had never had a nice cell phone. I always settled for what was free with my upgrade or a hand-me-down. It never really bothered me.

However, when I last found myself in need of a new phone, Apple had just released the iPhone 5. I was tempted and decided to splurge some of my savings on the latest and greatest.

A friend explained that this would be great for me now and later, because my next contract would likely begin around the launch of the next iPhone in 2 years. There is, however, a major flaw in this plan: it is very, very difficult to keep one cell phone for 2 full years.…

The Hidden Costs Of Pet Ownership

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I never really “understood” pet people, likely because I was not a “pet person” growing up. (Just someone who used a lot of quotation marks, apparently.)

However, 6 months before our wedding, my wife and I started talking about getting a dog. Soon after that, an 8-week-old puggle named Deacon officially joined our family. (By the way, awful timing on our part. New puppy + wedding planning = major stress.)

Now, I have a much better appreciation of the mild obsession that develops when you get you get a pet—as well as all the hidden costs that go along with them.…

4 Points To Consider When Buying A New Car

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With college in the rear view mirror, many new grads may be thinking about the next phase of their lives—and how they can get around it in style.

A car may be a new, necessary expense if you’re entering the workforce. Borrowing your parents’ van can get old in a hurry. And, chances are, keys to a new Ferrari didn’t fall out of your graduation gift card from your grandmother. (Though that gift card to Target is perfectly nice too.)

If you are seriously thinking about stepping up to the plate to buy a new car, consider these four things before you do.…

3 Simple, Straightforward Steps To Fund A Big Purchase

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I recently returned from a trip to Greece. What an experience.

While I loved the beautiful weather, incredible sites, and fantastic local cuisine, what made me real happy was that my wife and I funded the entire trip with some smart money moves and appropriate budgeting. As a result, we weren’t “in the hole” upon our return.

That felt good. That felt real good.…

How To Decide If You Should Get A Cat (Or Make Any Other Expensive Purchase)

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OK, I’m not in a school dorm, I’m out of my parent’s house, and I finally have an apartment of my own—well, not yet, but I will in September. This will be the first place I have ever lived where I’m allowed to have a pet, and there just so happens to be an adorable 8-year-old, one-eyed kitty at the local adoption center.

She’s been there for over a year and a half. No one wants her … except my boyfriend and me.