How Social Media Can Help And Hurt Your Finances [EXCERPT]

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From identity theft to FOMO, social media can affect your money in ways you won’t “like.” In her latest FREE article on, Elaine King illustrates how your social media addiction (hey, she calls it like Harvard sees it) could be helping and hurting you financially.

Elaine is an international author of two award-winning books. Check out this excerpt and click through to learn some ways to ensure your social interactions are positive.


I recently stayed home to catch up with my writing and creating; however, a lot of what I do involves social media, so I couldn’t help but check Facebook.

Within 3 minutes of looking at my screen, I saw so much: my family at the beach; my cousins at a BBQ; my friends in Peru; my nephew playing golf in the Dominican Republic; birthday cakes; inspirational quotes; how to lose 7 pounds in 7 days; how to make $25,000 a week from home; five tips on mystery foods; and the cutest videos you can’t miss. WOW.

I finally returned to my project. But as the clock went tick, tack, tick, tack, I eventually gave in. SNAP. I’m right back on social media.

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SALT™ is a free educational resource that provides simple, smart, personalized ways for college students and recent graduates to take control of their student debt and manage their finances. With a combination of helpful tools, tailored information, and unbiased expertise, SALT helps young people borrow less, borrow smart, and repay their loans in a way that works for them. SALT was created by American Student Assistance, a nonprofit organization with 50+ years of experience helping people make better decisions about financing their education and repaying student loans. Visit for more information.

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