3 Myths About Your Credit Score Debunked

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Lately, I’ve been compulsively checking my credit score. I needed a new apartment, I’m applying for loan consolidation, and I’ve been looking into getting a credit card. I wanted to know if these applications impacted my score.

Then, I was on the phone with my mother recounting my obsessive rituals—and she yelled at me: “You can’t do that!! It will RUIN your credit score. Every time you check your credit it goes down!!!”

Well that’s no fair … and it turns out, not true.

The Best Ways To Hear Your Jams Without Spending Lots Of Clams

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There’s no better place to listen to music than on a college campus. Whether that means pumping jams while you work out, firing up some party music, or settling into some studying tunes, it seems like everyone has earbuds or headphones on.

As a result, it feels like music is a necessity for any college student. Fortunately, it’s easy to buy. Perhaps too easy.

Celebrate “Know Your Money Day” With SALT!

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At SALT™, we talk extensively about understanding your personal relationship with money. Why? Because when you think about it, money influences almost all of our decisions—and many of the habits we form. These range from small, daily conundrums (e.g., walking vs. taking a cab) to larger, lifelong decisions (e.g., where to attend college or buy a home.)

So, when was the last time you really thought about your money?

What To Avoid When Looking For An Apartment In A Major City

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If you read my last post, you may have realized I left a crucial component out: what exactly was I moving to New York City for. The answer: to work in the advertising industry!

Yes, sometimes when nobody is looking, I practice my Don Draper smolder in the mirror. Unfortunately, horribly imitating the famed, fictional Mad Men creative director hasn’t resulted in a salary equivalent to his yet—which I could have really used when looking for a place to live.

“Do I Need To Hire Someone To Handle An IBR Application?”

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Helping people understand student loans is our job at SALT™, and few are better at it than Betsy Mayotte—the director of regulatory compliance for American Student Assistance® (our parent company). We told borrowers to “Just Ask” her questions, so check out her answers below (as well as her cat—because if Piglet can’t make student loans better, what can?).

Follow Your Dreams By Taking These 4 Steps

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Ever since high school, my dream job has always been travel writing. Along the way, many people told me it would be too difficult—or even impossible. I believed it.

For a long time, I thought I would need to work a desk job forever, to pay my bills and student loans. I didn’t like cubicle life, so at the end of last year, I shifted my attitude and started thinking positively.

In May, I quit my 40-hour-per-week office job to pursue freelance travel writing. And now, I’m satisfied and happy.