3 Reasons To Think Twice Before Cosigning A Student Loan

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Unless you’re a morlock and you’ve been living underground, you know that college isn’t getting any cheaper. Many students attending college bridge their financial aid gap with private student loans—and approximately 90% of those loans need a cosigner.

Have you ever cosigned for a student loan? Or has someone asked you to cosign for a loan? Better yet, do you know what cosigning for that loan really means for you? You should never take cosigning a student loan lightly. Let’s talk about why.

Are You Taking Advantage Of These 5 Employer Benefits?

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A little while ago, my fellow SALT™ blogger Bridget wrote a great piece about considering total compensation when comparing job offers.

I’d like to take it a step further and talk about maximizing those benefits after you’ve started your job. After all, just because they offer the benefits doesn’t mean your employer will remind (or require) you to use them.

Here are five you’ll want to make sure you take advantage of.

Why You Have To Break Free Of The Student Loan Shackle

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For the past few months, I feel like I’ve been writing a preface to my future, instead of actually living it.

I’ve been staying at home with my parents, seeing the friends I grew up with, and working two cities away from where I was born. If I learned one thing in college, it’s that you grow the most when you’re uncomfortable. The past few months have been different, but all in all, a little too comfortable for comfort.

That’s all going to change soon, though, because I’m moving to New York City.

“In This Day And Age, Is It Really A Good Idea To Earn A Degree?”

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Helping people understand student loans is our job at SALT™, and few are better at it than Betsy Mayotte—the director of regulatory compliance for American Student Assistance® (our parent company). We told borrowers to “Just Ask” her questions, so check out her answers below (as well as her cat—because if Piglet can’t make student loans better, what can?).

How To Structure Your Post-Interview Thank You Email

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In my previous post, I mentioned writing a post-interview email that I thought my interviewer liked. However, it took some effort for my message to reach that point.

Starting out, I didn’t know how to structure this email—I had to look up exactly what to do. This made me think that perhaps you could use some tips on how to structure a “thank you” message to send your interviewer after the interview. Here’s what I found out.

How To Stock Your First Kitchen On A Budget

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September is here, and across the country, students are moving into new apartments. For many of you, this marks the first time with your own kitchen. If you and your roommates are still debating who’s going to buy what, be careful—it can be quite expensive to stock the cabinets and drawers.

If you start with a well-stocked kitchen, and you learn to use all of your kitchen supplies, you can save money on food forever. Cooking cheap and easy meals at home is my number one way to cut down on living expenses. Follow these tips to get everything you need on the cheap.

3 Ways You’re Wasting Money On Technology

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What would we do without our gadgets? (You don’t have to answer that if it hurts too much!)

If you’ve ever felt a phantom phone vibration, hallucinated your ringtone in the middle of the day, or couldn’t determine north from south without Google Maps, then you know how integral technology is in our lives. Sure, we spend a big chunk of change on the latest and greatest, but are we getting the most for our money?