5 Budgeting Mistakes You May Not Realize You’re Making

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Once I started tracking my spending, I didn’t think there was much else to money management. After all, my debt was going down and my savings were going up—so everything looked right to me!

As time went on, though, I realized I was making mistakes with my budget … and I didn’t even know it. Here are five of these common mistakes. Check them out to see if they’re holding you back from reaching your financial goals.

4 Surprises You Could Find When Looking Up Your Student Loans

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There’s something you should know about me and my financial aid application process. Both my parents studied accounting in college. They’ve both done taxes for a living. Because of this, when my mom offered to fill out my FAFSA, I said YES. Leave it to the expert! No monotonous form-filling-out for me!

I’m starting to regret taking the easy way out.

How To Survive Life At Home With Your Parents

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Living with college roommates is tough. However, living with roommates who happen to be middle-aged and have given birth to you isn’t any easier.

This summer, I moved home after graduation. Living with my parents definitely has its perks: home-cooked meals, a live-in cleaning service, and luxuries I’d never be able to afford on my own (hello, 56’’ flat-screen plasma.)

However, being yelled at to “clean my room” 15 times a day, a curfew, and endless reruns of Lifetime movies also makes me feel like doing this on occasion.

Upcoming College Scholarship Deadlines: August 2014

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August is historically a slow month for scholarships.

Generally, scholarship providers do not like to put their deadlines in August because most students are just starting classes again and don’t have a lot of time to apply for scholarships. As such, August presents a perfect opportunity for you to apply for scholarships without a ton of competition!

This batch of scholarships includes a few awards that almost any student can apply for. Good luck!

How To Get A New Car For Under $2,000

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To get to my new job, I have to spend an hour on public transportation and then walk a mile. Frizzy hair and sweaty clothes are completely unavoidable, which pretty much nixes any hope I have of looking professional.

On a recent 90-degree and rainy walk to work, I decided I needed a car—preferably with AC. Unfortunately, I only had $2,000 to spend on one.

A Journey Of Cracked Cellphone Screens And Broken Dreams

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Before last year, I had never had a nice cell phone. I always settled for what was free with my upgrade or a hand-me-down. It never really bothered me.

However, when I last found myself in need of a new phone, Apple had just released the iPhone 5. I was tempted and decided to splurge some of my savings on the latest and greatest.

A friend explained that this would be great for me now and later, because my next contract would likely begin around the launch of the next iPhone in 2 years. There is, however, a major flaw in this plan: it is very, very difficult to keep one cell phone for 2 full years.