Identifying And Overcoming Your Quarter-Life Crisis

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A couple posts back, I talked about quitting my 40-hour-per-week office job to pursue a career as a freelance travel writer. I did this to follow my dreams; however, it’s also an attempt to solve my ongoing quarter-life crisis.

Becoming a grown-up is scary business, and people often panic as the path through life becomes less clear-cut. Some will wish they’d chosen a different career, studied something else in school, or just attended or finished college in general. People who moved home after college may also feel like they’re trapped in their hometown forever. I stayed in my university city for 2 years after graduation, and I was feeling stuck there.

Fortunately, it’s never too late to change the course of your life! Here’s my step-by-step guide to recognizing the signs of and handling your quarter-life crisis.…

Moving On: What I Learned In The Past 2 Years At SALT

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No one prepares you for how it feels to leave a job you love in many ways. Parting is not as simple as turning in your name badge and logging off for the last time. Having accepted a new career opportunity, I’m feeling this now, as I say so long to so many wonderful colleagues—and to you, my SALT™ Blog readers.

Change can be good, but frankly, it’s a little rattling at the same time!

So, as I wind down my time at American Student Assistance® and as a SALT blogger, I wanted to share a few key things I’ve learned along the way.…

Creating My First Excel Sheet Budget: Is This Growing Up?

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The other day, I was chatting with a coworker who has been freelancing for 10 years. Like the 20-something I am, learning as I go, I word vomited something like the following at her: “How do you handle taxes as a freelancer? Do you itemize?”

She now handles taxes differently, being married and having “dependants” and all, but when she started, she tried the whole itemizing thing. How’d she handle it? With two things, she said: receipts and an Excel sheet.…

4 Ways To Save When You Splurge On Electronics

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I recently purchased a new, shiny, purple camera that came in at a cool $250. I was excited, but I was also so shaky that I dropped my debit card as I went to swipe it. Big purchases can be scary, especially when you buy electronics. There are so many choices, and every product is improved and upgraded on what seems like a weekly basis (I imagine a future where my kids will have the iPhone 760 and be floored that I had the iPhone 4).

In the process of researching and purchasing my new camera, I came up with some tips to help you save on your splurges. With Black Friday just a few weeks away, these will definitely come in handy if you want to skip out on the lines.…

Answers To The Student Loan Details That Trip People Up

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Many student loan borrowers’ grace periods will end this month, putting their loans in repayment. To help them start on the right foot, Aaron Weber sat down with Alexander, a counseling specialist with SALT™, to discuss three common sources of repayment confusion: income-based repayment, Public Service Loan Forgiveness, and Teacher Loan Forgiveness. Here’s what he has to say.…

How To Travel In Style On An Entry Level Budget

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A recent article by Business Insider noted how millennials define success as having freedom and a strong sense of work-life balance. Not surprisingly, one of the top activities millennials like to do during their downtime is travel.

Let’s be real, though—it can seem hard to quell your wanderlust on an entry-level salary. You may not have paid vacation days yet, you may be paying back your student loans, and you may not be making much money.

Fortunately, there are ways to travel without breaking the bank. Follow some of my tips below to plan your next getaway.…

4 Benefits Of Having Student Debt

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I’m no stranger to the student debt blues. You know, that overwhelming feeling that you made a horrible, horrible decision regarding going to college? Or maybe it’s just a twinge of frustration that you can’t afford anything. Like at all. Like scrounging for quarters to get something off the dollar menu for breakfast at all.

Do you know the feeling?

Instead of wallowing in self-pity, I’ve chosen instead to reflect on the reasons why having student debt is actually a good thing. Here are my top four.…

Affordable, Last-Minute Halloween Costumes For Every Situation

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Halloween is the best when you’re a kid. A night out with all your friends when everyone wears funny clothes and there’s free candy everywhere? Yeah, that’s an 8-year-old’s dream.

But in college, the holiday gains a second wind. A campus full of goofiness and the perfect excuse to act like a child? Sounds pretty great (I bet there’s candy around too). The problem? Well, many college students aren’t necessarily known for planning ahead—and that can lead to spending a big chunk of change on a costume at your local Halloween store.

If you’re still looking for something to wear tomorrow, you came to the right place. Check out these cheap, last-minute ideas to give you the perfect ‘stume for any scenario.…