New Girl, Questionable Finances

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Hello again, cast of New Girl.

A couple weeks ago, Ryan took a look at the financial situation of the characters on New Girl.

With the show returning last night, I’d say it’s time someone talked about the real elephant in the room of New Girl. THAT APARTMENT IS HUGE!


I know it’s a loft, but it’s a giant 4 bedroom with a monstrous living room/kitchen space (and a urinal in the bathroom!). They also need to pay for heat, water, power, cable, Internet, and all their other bills. This wouldn’t be an issue if the roommates were all functioning adults with well-paying jobs, but that’s not quite the case.

Let’s break down the money situation of the characters and see what we find.

(Before we get started, I need to say that I love New Girl, and despite what people may think, this show is not just for girls. Three of main characters are guys, and they are all hilarious! Can you think of any other shows with one female and three males leads? How ‘bout Seinfeld and It’s Always Sunny in Philadelphia? Now that I’ve gotten that out of my system, let’s move on.)


Cuteness and charm only take you so far. Eventually, you have to work. Thankfully for Jess, she can bring her cuteness and charm to work every day as a school teacher. Unthankfully, reports that she was going to lose her job came to fruition in the season opener.

Looking at a salary calculator, she was probably making around $57,000. Jess was not equipped for unemployment in last night’s episodes, so we can only hope she’s saved some money for a time like this.

Verdict: OK for now, but stress is starting to snowball. Let’s see if she can still pitch in her portion of the rent with no steady income.


From what we’ve seen, you would think Schmidt would have nothing to worry about. He grew up wealthy and attended Syracuse University (Editor’s note: Go, Orange!). With his parents’ money situation, we’ll assume he had little to no student loans.

He now works at a supposedly big-time job, but it doesn’t seem all that special. He’s the only man in the office and works in a cubicle, which makes you wonder about how this company can pay for his hot-shot lifestyle.

Speaking of which, Schmidt likes spending a lot. We know he’s paid for driving moccasins, his timepiece, his other timepiece, his Ford Flex with new wheels (thanks to the street youths), and last night’s “Danger party” amongst a host of other stuff.

Verdict: Stable, yet skeptical. He loves to throw cash around. I want to know more about his income.


The best thing Winston has going for his finances is no student loans. He played basketball in college—well enough to play overseas—so I’ll assume he secured a scholarship.

Having returned from Latvia, Winston took a little while to get back on his feet. He hit the temp job circuit and took a job as a nanny, which are good sources of employment, but I’m not so sure those are going to cover the rent in the super gigantic loft. He did, however, get hired to work for a radio show at the end of season 1, so he’s on his way up.

Verdict: Trending upward. He should be a valuable person to have helping with the bills.


Oh, Nick. He has had some struggles.

  • He works as a bartender.
  • He dropped out of law school.
  • He has no health insurance.

Schmidt described Nick’s brand as “gypsy alcoholic handyman” this week, which is not a flattering description of a 30 year old. With all that going on, we’re going to assume that he has loans piling up on top of the big rent bill.

Verdict: Trouble, trouble, trouble. Nick needs to start reading the Daily Interest and watch his spending if he’s going to be able to stay in the loft and out of delinquency.

Any thoughts on how the New Girl gang affords their loft? Share in the comments.


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  1. Ryan Lane September 26, 2012 / 5:01 pm

    “Friends” was the original owner of the “too-large” apartment. They eventually addressed it with a throwaway line about it being rent-controlled.

    Since “New Girl” is essentially an evolutionary “Friends,” it only makes sense that they’d evolve how large that apartment should be as well.

  2. Shane McNichol September 28, 2012 / 8:45 am

    The challenger to the throne is, of course, How I Met Your Mother. Manhattan is way too expensive for Ted, Lily, and Marshall to afford their place.

    • Ryan Lane September 28, 2012 / 1:43 pm

      This is true. Ted seems consistently under-employed (yet somehow bought a house), and let’s not forget Lily’s credit card debt. Sounds like a follow-up post…

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