Shopping Online The Smart Way [EXCERPT]

shopping-online-the-smart-way-c
Share on FacebookShare on Twitter+1Pin it on PinterestSubmit to redditShare on TumblrShare via email

Folks, we’re officially hitting crunch time for holiday shopping. If you’re struggling with those final hard-to-find items on your family’s wishlist, you’re likely turning to the deep recesses of the Internet to make their dreams comes true. (Obscure Simpsons reference T-shirt, here I come!)

In addition to your purchase, you probably look for a few other things when deciding where to buy: cheap prices, free shipping, and quick delivery. However, those shouldn’t be your only considerations. …

How To Identify Potential Student Loan Scams

Piglet with eyes wide open
Share on FacebookShare on Twitter+1Pin it on PinterestSubmit to redditShare on TumblrShare via email

Helping people understand student loans is our job at SALT™, and few are better at it than Betsy Mayotte—the director of regulatory compliance for American Student Assistance® (our parent company). We told borrowers to “Just Ask” her questions, so check out her answers below (as well as her cat—because if Piglet can’t make student loans better, what can?).…

“Dumb Starbucks” And Smart Laws That Help With Financial Fraud [VIDEO]

Dumb Starbucks VOTW
Share on FacebookShare on Twitter+1Pin it on PinterestSubmit to redditShare on TumblrShare via email

Earlier this week, you probably heard about the fleeing glory that was “Dumb Starbucks.” Sadly, this store was not a commentary on the latte factor; rather, it was the work of Nathan Fielder—comedian, Canadian-business-school graduate, and SALT™ Blog favorite

Fielder claims parody law protected his use of the Starbucks name and logo. We’ll let the lawyers debate that, although a different law ultimately shut him down. Still, his experiment shows the steaming cup of power someone can serve just by knowing the law. And unlike this store’s mysterious origins, you likely see exactly where this is going.…

Protecting Your Money Is Kind Of Like A Carnival

3093777049_690fc3371c
Share on FacebookShare on Twitter+1Pin it on PinterestSubmit to redditShare on TumblrShare via email

A few weeks ago, while using an ATM at a state fair, I realized that my bank account was lower than it should be. After checking my account history, I found out that someone had been purchasing songs and vitamin supplements with my debit card.

Just like the Tilt-A-Whirl and Zipper rides by me, the idea of someone stealing my money left me scared and disoriented. Fortunately, I quickly rectified the problem—while also realizing that protecting money is a lot like a carnival. (Despite my highest hopes, kettle corn and angry clowns hovering over dunk tanks are not involved.)…