The One Saying That Will Change Your Financial Life

10279177113_0f9fb48ece
Share on FacebookShare on Twitter+1Pin it on PinterestSubmit to redditShare on TumblrShare via email

People say you only retain a small percentage of what you hear. One of my graduate school professors had some pretty legendary sayings. I forgot most of them. However, one stayed with me: “proper preparation prevents poor performance.”

Apparently, this is part of that small percentage, because I say it all the time. (Not out loud. It’s kind of a tongue twister.) This saying applies to many things in our lives—especially those we talk about here at SALT™. Here are three situations where these can not only be “words to live by” but also words that change your life.…

Celebrate “Know Your Money Day” With SALT!

Know Your Money Day-Ad-500-275
Share on FacebookShare on Twitter+1Pin it on PinterestSubmit to redditShare on TumblrShare via email

At SALT™, we talk extensively about understanding your personal relationship with money. Why? Because when you think about it, money influences almost all of our decisions—and many of the habits we form. These range from small, daily conundrums (e.g., walking vs. taking a cab) to larger, lifelong decisions (e.g., where to attend college or buy a home.)

So, when was the last time you really thought about your money?…

How Social Media Can Help And Hurt Your Finances [EXCERPT]

social-media-finances_c
Share on FacebookShare on Twitter+1Pin it on PinterestSubmit to redditShare on TumblrShare via email

From identity theft to FOMO, social media can affect your money in ways you won’t “like.” In her latest FREE article on saltmoney.org, Elaine King illustrates how your social media addiction (hey, she calls it like Harvard sees it) could be helping and hurting you financially.

Elaine is an international author of two award-winning books. Check out this excerpt and click through to learn some ways to ensure your social interactions are positive.…

Play A Game Of “Would You Rather” For A Chance To Win $3,000

WYR_Launch_FB Content 1
Share on FacebookShare on Twitter+1Pin it on PinterestSubmit to redditShare on TumblrShare via email

We’ve all done some strange things to make money. My weirdest job? Working at an events company where I dressed in an elf costume and shuffled snot-nosed kids through the line to meet Santa every holiday season. At an Easter event one spring, I saw the inside of the Easter Bunny costume head … and was never the same.

Every time I got a paycheck from that job, it seemed like it was gone in the blink of an eye. I had no idea how to make the right financial choices. I definitely would have preferred managing my money to laboring in Santa’s village. Now, DoSomething.org wants to know what you’d rather do to save some cash—and you could win a $3,000 scholarship by telling your friends.…

Saying Goodbye To The SALT Blog: Where Has The Time Gone?!

5841979717_b25ea9c870
Share on FacebookShare on Twitter+1Pin it on PinterestSubmit to redditShare on TumblrShare via email

Time flies when you do something you enjoy—and, for me, that includes contributing to the SALT™ Blog!

This week marks the 1-year anniversary of my first post, and it seems just like yesterday I introduced myself as a master’s of financial planning candidate dreading the CPA exam. Now, a year later, I have accomplished and learned so much—from my classes, internship, and especially by contributing to this blog.

Unfortunately, it’s time for me to say “goodbye” to that last one.…

Trick Yourself Into Better Financial Habits This Year [VIDEO]

trick yourself votw thumbnail
Share on FacebookShare on Twitter+1Pin it on PinterestSubmit to redditShare on TumblrShare via email

Well, we’ve entered resolution time, and for many of us, shedding a few pounds tops that list.

However, if you didn’t get a FitBit for the holidays or take advantage of new-year gym offers, don’t worry—this video shows little tricks that can help you lose weight. And, of course, we’re ready to steal that idea and apply it to your financial life. (This blog’s resolution to help you remains undeterred for 2014!)…

What Financial Accomplishments Are You Thankful For This Year?

2936430760_a9dd02e2c1
Share on FacebookShare on Twitter+1Pin it on PinterestSubmit to redditShare on TumblrShare via email

Happy (almost) Thanksgiving, SALT™ Blog readers!

To celebrate the holiday, we prepared a special dish for you: a brand new burning question! (Don’t worry: It’s only burnt on the outside; the answers are still delicious, we swear.)

And while turkey day presented many delicious directions to take, we kept things simple. Below, check out which financial accomplishment our bloggers are thankful for—and then post your own in the comments. After all, what’s Thanksgiving without sharing?…

3 Ways To Motivate Yourself To Pay Down Debt

8300007557_6e8dd383d1
Share on FacebookShare on Twitter+1Pin it on PinterestSubmit to redditShare on TumblrShare via email

There’s nothing fun about paying off debt, but there are a ways to make process smoother.

I’ve faced $10,000 in consumer debt. And I repaid more than $20,000 in student loans over just 22 months. To beat these, I had to come up with strategies that turned my debt into something manageable.

You can do the same thing with these three tips.…