It’s that time of year: Chestnuts are roasting on an open fire; Jack Frost is nipping at your nose.
However, many recent grads like me would rather see their student loan bills in that fire, and it’s employment worries doing the nipping (though with 10 inches of snow here in Philadelphia, I suppose it’s Jack Frost in addition to the worries).
The worst part of this time of year is the cultural pressure to spend money. Gifts, events, and travel add up—especially if you’re still looking for that ever-elusive full-time job, like me. Fortunately, after 4 years as a college student on a budget, I think I can manage. Here are my tips for a fun, yet less expensive holiday season.
The pressure to find employment is finally building—thanks to the combination of a tough job market and the impending end of my student loan grace period.
I knew it was time to look for outside help, so I recently connected to a career adviser and recruiter in my area. (Well, technically. His office is about 35 minutes away and in a different state.)
Fellow job seekers (I know there are plenty of you), you may wonder whether working with a professional is worth it. Everyone’s experience is different, but here are a few things I have learned after a few weeks.
After 6 months, it finally hit me that I’m not going back to class anytime soon. I certainly miss parts of college, and the number of people who told me it’s “the best 4 years of your life” leads me to believe a lot of other people feel the same way.
Still, other college experiences are thankfully in the past (I’m looking at you, exams and dirty apartments). Enough time has passed that I now have an accurate feel for life as a recent grad. One of the biggest changes has been my spending habits. Some of these have been positive; others, not so much.
If you’re wondering how your wallet will change after college, let me show you your future.
The title of this post says a lot. Yes, literally, it does say a lot. It’s long, probably too much so, but I found it necessary to explain what I meant, as clearly as possible.
Like many of my fellow class of 2013 graduates, I have yet to find full-time employment in the “real world” after college. The grace period on my student loans has flown by, and now its conclusion sits just around the calendar’s corner.
That left me with a decision to make: Should I postpone my payments with a deferment or forbearance? Again, thanks to the title, you already know my decision. Here’s how I reached it.
While spending the last 5 months scouring the world for full-time employment, I’ve seen just about every kind of job description.
I’ve seen perfectly presented job descriptions that are concise and eloquent. I’ve seen messy mistakes that needed serious proofreading. I have come across positions in just about every field, including playing Santa Claus at the mall (I considered applying, but like every other job out there, they wanted at least 3 years of experience).
I graduated from college 4 full months ago, and the calendar has officially flipped to fall. For the very first autumn of my life, I won’t be heading back to classes of any kind.
I spent the entire summer looking for full-time employment. If my handy job-searching spreadsheet is accurate (which it should be, because if I’m nerdy enough to voluntarily make an Excel spreadsheet, I should make it accurately), I’ve applied for or inquired about 39 different positions in that time.
I base my work here at the SALT™ Blog on my personal experiences, in hopes that they help you. Logically, it would be hypocritical and foolish of me to ignore the information I give in my own posts.
For example, I recently talked about the lingo of job hunting and took a specific peek at tricky job descriptions that sound far more appealing than they truly are.
So, it would be silly if, within 1 week of writing that, I applied for one such job and got as far as scheduling an interview for it. And, of course, the worst part would be getting very excited and hopeful about this interview, only to have it all come crashing down.
Well, this all happened.
The summer is almost over (hard to believe, I know) and I’m still in the thick of my job hunt. I could say at this point, having learned plenty in these last few months, that I am a veteran of the job search.
When I began surrounding myself with job descriptions and requirements, I noticed that it takes some time to acclimate to the language of job hunting. It’s not quite like diving into Spanish, but in order to find success in the market, you need to learn the lingo.
A lot of sports fans dread July and August. Basketball, hockey, and football are gone, while only baseball remains to entertain us. Some years we get the Olympics or World Cup as a special treat, but this year, we have no such luck.
So, to entertain you, I’m taking a spin around the sports world to cover three stories that should have you cheering during these dog days (with money-savvy lessons, of course).
My last post here at the SALT™ Blog took a look at the crummy summer TV landscape. The exact opposite is true of movies.
Every summer, huge blockbusters hit the screen and collect billions at the box office. It’s nice to imagine all that money paying off my student loans, instead of filing the pockets of the makers of Grown Ups 2.
Rather than sit here and be jealous of them, I’d like to learn from summer movies and see how they can improve my budget.