Tax Season Is A Perfect Time To Revisit Your Retirement Savings Plan

Don't put it off until tomorrow.
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There are only two more weeks before the April 15 federal income tax filing deadline. Unlike that forgiving professor who accepted your mid-term paper three weeks after spring break, the IRS is no joke. They like deadlines. Even their name strikes fear in the hearts of people. While many of us dread tax time, I would look at it as an opportunity (I’m a glass half full type of guy, if you can’t already tell) to revisit your retirement savings plan.…

Are You Getting The Best Deal On Your Cellphone Plan?

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Let me ask you a question: Are you getting the best possible deal on your cellphone? For those of you who answered a definitive “yes,” good for you.

For everyone else, consider the following stat: According to BillShrink, a search engine devoted to finding the best service deals for consumers (sadly, now defunct), the average U.S. wireless subscriber overpays on his or her cellphone by $336 a year. That’s almost a buck per day.

Still feel confident you are getting the best deal?…

Will These 3 Smart Home Devices Actually Save You Money?

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Remember The Jetsons? Man, what a show. Besides a terribly catchy theme song (admit it, you are singing it now), The Jetsons family gave viewers a glimpse into the futuristic world of 2062. The family’s everyday lives were complete with nifty gadgets; their home a cornucopia of automation.

In today’s world, the smart home industry is on the cusp of significant growth. Some of you might even already own a few smart gadgets (any early adopters of “Nest”?). And while I appreciate their promise of automation, simplification, and conservation, I’m more interested in their cost savings (you know—cold, hard cash). So, I did a little digging. Here is what I found.…

4 Personal Finance Apps You’ll Fall In Love With

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To honor the month of February, a month reserved for lovers (and, I suppose, fans of Punxsutawney Phil), let’s talk about a few personal finance apps I love.

Like many of you, I typically cycle through a variety of apps and abandon them after minimal usage. However, these four have stuck with me for the long haul. So, if you’re looking to find the perfect financial app for you this month, check these out.…

4 Ways To Save On Car Repairs

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For many of us, cars are a necessity (particularly us non-city dwellers). I love my car, as I have always enjoyed the freedom to come and go as I please (not to mention my strong affinity for road trips).

Yet despite my love, I push the limits of “regularly scheduled maintenance,” regardless of how many reminder emails Toyota sends my way. Even worse are those “unexpected” repairs that accompany car ownership.

This year, I’m committing to doing better and being more proactive with my car—and hoping it will save me some money along the way. If you want to do the same, here are four tips that can help.…

Is Your Spouse’s Healthcare Coverage Better For You?

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Sadly, this this is not another opinion piece dedicated to “Obamacare.” (My opinion? I hope “Obamacare” gets officially added to Webster’s soon.)

Instead, let’s talk about coverage that many of you may actually have: employer-sponsored health insurance. You are likely eligible for this or have this at your current place of employment. However, if you’re married, you may be missing out on a more convenient and cost-effective way to handle this insurance.…

3 Simple, Straightforward Steps To Fund A Big Purchase

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I recently returned from a trip to Greece. What an experience.

While I loved the beautiful weather, incredible sites, and fantastic local cuisine, what made me real happy was that my wife and I funded the entire trip with some smart money moves and appropriate budgeting. As a result, we weren’t “in the hole” upon our return.

That felt good. That felt real good.…

My “Latte Factor” Actually Is Coffee

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Iced coffee is one of those expenses that I’ve never tracked too closely. It is such a small part of my monthly discretionary spending that I pay little attention to it.

However, after reviewing my last debit card statement, I was floored by my number of transactions at “Donut Express.” While I enjoy supporting my local coffee shop, their iced coffee is like so many others’: overpriced, underwhelming, and mostly ice.

And yet, I can’t quit you, iced coffee. There you always are—staring me in the face, drawing me in ……