5 Easy-To-Achieve Personal Finance Resolutions For The New Year

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I’m a big fan of change. That being said, when I try to change too many things at once, I get overwhelmed and start to flounder. Like many people around this time of year, I start planning for too many “resolutions” and often don’t follow through on any of them.

This year, I’m taking a new approach. Instead of going “cold turkey” and attempting large, sweeping changes (like no sugar … I mean, come on), I’m making small, practical changes and paying special attention to my personal finances.

Here’s what I’m planning and how you can do the same.…

The One Saying That Will Change Your Financial Life

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People say you only retain a small percentage of what you hear. One of my graduate school professors had some pretty legendary sayings. I forgot most of them. However, one stayed with me: “proper preparation prevents poor performance.”

Apparently, this is part of that small percentage, because I say it all the time. (Not out loud. It’s kind of a tongue twister.) This saying applies to many things in our lives—especially those we talk about here at SALT™. Here are three situations where these can not only be “words to live by” but also words that change your life.…

Celebrate “Know Your Money Day” With SALT!

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At SALT™, we talk extensively about understanding your personal relationship with money. Why? Because when you think about it, money influences almost all of our decisions—and many of the habits we form. These range from small, daily conundrums (e.g., walking vs. taking a cab) to larger, lifelong decisions (e.g., where to attend college or buy a home.)

So, when was the last time you really thought about your money?…

Are You Taking Advantage Of These 5 Employer Benefits?

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A little while ago, my fellow SALT™ blogger Bridget wrote a great piece about considering total compensation when comparing job offers.

I’d like to take it a step further and talk about maximizing those benefits after you’ve started your job. After all, just because they offer the benefits doesn’t mean your employer will remind (or require) you to use them.

Here are five you’ll want to make sure you take advantage of.…

Even More Lessons For A Big DIY Project At Home

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In one of my first SALT™ Blog posts, I wrote about a rather hefty DIY project: stripping and replacing my roof. Now, a year later, that project is more or less complete and I’m on to DIY part deux (admit it, you secretly love that movie).

What was on the agenda this time around? A finished basement—kind of like this one, except not nearly as nice. We started in late February, and with lots of assistance from family, we are about 75% done.

So, what did I learn this time around? Here are a few tips if you’re thinking of undertaking a big DIY project on your home as well.…

Why Summer Is The Best Time To Save On Winter Costs

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All right, so who is ready for winter? Most likely, no one. Except for those of you who “like” winter (I’m exceedingly skeptical that you people are actually telling the truth).

Despite our most adamant efforts to avoid winter, it will be upon us before you know it.

But why am I killing your summertime buzz with this winter talk? Because summer is the perfect time to begin winterizing your home/apartment—and your wallet will thank you for the forethought and commitment to planning ahead. Here are three things you can do to get started.…

The Hidden Costs Of Pet Ownership

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I never really “understood” pet people, likely because I was not a “pet person” growing up. (Just someone who used a lot of quotation marks, apparently.)

However, 6 months before our wedding, my wife and I started talking about getting a dog. Soon after that, an 8-week-old puggle named Deacon officially joined our family. (By the way, awful timing on our part. New puppy + wedding planning = major stress.)

Now, I have a much better appreciation of the mild obsession that develops when you get you get a pet—as well as all the hidden costs that go along with them.…

How To Get A Job Outside Of Your Major

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Was this article on saltmoney.org about landing a job outside your major written for me? Well done, SALT™.

In all seriousness, when it comes to doing this, I have some great experience. After all, I majored in human services and rehabilitation counseling; I now work as a consultant with colleges and universities across New England. Who knew?

While that article makes many great points, I’ve learned some additional things about finding that job outside your major.…

How To Save Money As A Wedding Guest

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Ahhhh … springtime. The snow is melting, the birds are chirping, the NHL playoffs are here, and the start of wedding season is officially upon us.

Between April and October of this year, my wife will attend eight weddings. Eight. Like five more than three. While I am very excited to see many close friends and family “take the plunge,” all these weddings come at a steep price tag—and not just for the people throwing the party.…