3 Ways To Safely Build Your Credit Score In College

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You check your grades, emails, and missed calls, right? But have you checked your credit score?

If you read this with a glazed look over your eyes, it’s OK—in college, I also had no idea what a credit score was or why it’s so important. Until, like Sasha, I tried to rent my first apartment. I didn’t have a long credit history. “That can’t be so bad,” I thought. At least it’s not bad credit, right?

Well … I had no way to convince leasing offices that I’m capable of punctually paying rent. To them, I was still a risk!…

3 Ways You’re Wasting Money On Technology

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What would we do without our gadgets? (You don’t have to answer that if it hurts too much!)

If you’ve ever felt a phantom phone vibration, hallucinated your ringtone in the middle of the day, or couldn’t determine north from south without Google Maps, then you know how integral technology is in our lives. Sure, we spend a big chunk of change on the latest and greatest, but are we getting the most for our money?…

4 Free Ways To Continue Your Education After College

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During my time in undergrad, I learned that school is more than sitting in a classroom. So, even if you’re not heading back to school in the fall, that doesn’t mean you can’t nurture your love for learning into your adulthood!

You can further your education without filing that FAFSA all over again. Get resourceful, and use your connections and community to improve your skill set and beef up your résumé. Or heck—just learn something new because you think it’s cool. That works too. Here are four ways you can do it for free.…

3 Ways You Can Get Fit For Free This Summer

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If you’re like me, there isn’t a gym rat bone in your entire body.

Hey, it can be intimidating to hop on a treadmill and run your 13-minute mile next to the marathon runner-in-training. Unfortunately, if your insecurities keep you away too long, you just wasted a perfectly good (and expensive!) gym membership.

Besides that, activation fees, cancellation charges, and monthly payments to use state-of-the-art facilities may not be in your budget, and that’s OK. I’ve found four ways to get fit for free—so grab your sneakers and leave your wallet at home:…

Money-Saving Tips For Hair Product Junkies

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I got my hair relaxed for the first time when I started elementary school. For the next 13 years, my family spent time, money, and effort chemically straightening my curls. I simply thought it was part of overall hygiene and hair care—every two months, burn those fuzzy roots into submission!

By the time I was a senior in high school, my poor strands were fried and limp. I’d spend time, money, and effort to add volume back into my hair. “Wait a minute,” I thought. “Why am I doing this—don’t I naturally have curly hair? Aren’t I, ya know, genetically predisposed to voluminous hair?”…

How To Avoid The Biggest Online Shopping Trap

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If you’re like me, and you won’t be enjoying a tax refund check this year, you probably need one good tip to get your finances back on track. Here it is: unsubscribe from retail email newsletters.

I’m not a shopaholic by any stretch of the imagination, but I do love a good sale. Who doesn’t? And isn’t it so nice of our favorite stores to send email newsletters about every sale they have? No. It’s not nice, it’s slick. Don’t fall into their trap!…

4 Ways To Have A Fun Local Spring Break

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Cancun and Miami out of the question for spring break this year? Don’t mope around! (Events never unfold quite like they do in those college movies anyway.)

Before you know it, college will be over and vacation time will be written into a stone-cold contract. So, be sure to have fun with any break you get—even if you don’t have a lot of money to spend. Check out four affordable ways I enjoy time off in my own city.…

5 Inexpensive Ways To Beat The Winter Blues

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If I have to hear about the polar vortex one more time, I just might cry. Down here in the South, we’re struggling with this prolonged period of inclement weather, and it’s putting a strain on my emotions!

Getting up in the morning for work is such a chore when outside looks as gloomy and dark as it did when I came home from work. Fortunately, we can overcome this season—and not just from a “how do I scrape the ice off my windshield?” standpoint. (Guys, I had to use a fork.)

Here are five inexpensive or free ways to add some happiness into your life, just in case you’ve forgotten what “rise and shine” means.…