I dove into the freelance world right after college with a few ideas on how the whole thing worked. My professors talked about it constantly during those last weeks of class, and this gave me a taste of what I’d deal with after graduation day.
“Never leave your house without a business card,” they said. “A written thank you card can get you places.” Their stories gave me an idea of what it meant to be a freelancer, but they didn’t tell me how much it would cost me—literally.
So, you’re single on Valentine’s Day in New York City. But that doesn’t stop you from getting into the spirit of things. New York has that charm about it. It’s not sad; there are a lot a of couples enjoying the day, as well as a lot of friends enjoying each other’s company.
Being the sappy romantic that I sometimes secretly am, I wrote a few love letters in honor of today’s holiday. Maybe three. And well, I’d thought I’d share the one that made the most sense for this here blog: a love letter to my tax refund.
(And if you think writing a letter to money is strange, you haven’t been paying attention.)
I miss a lot of things about college. My friends. The campus. Those rare, fun classes.
One thing I will never miss? Filling out that darn Free Application for Student Aid (FAFSA) at the start of every year. I thought that, once I graduated, I would never have to deal with that long, intense, wordy application again.
I was wrong.
So far, becoming an adult has entailed dealing with a series of obstacles like, “How does one make rent again?” Oh, and, “Am I already facing a life crisis?”
I figured out those answers for the time being, but some questions I just don’t have any answers to yet. Some questions I never even asked myself before. These often come from my older family members—especially when talking about my post-grad life.
Ah, the holidays. Such a great time to be with family. The time to drink, eat, and just be merry.
My holidays started with my first loan payment on Thanksgiving day. After that harsh blow to my small pocket, everything should be heading up for Christmas day. Right?
The holidays tend to be the most crucial time for me when it comes to money.
It all starts with Thanksgiving. The first of many good times with friends and family this season in which you splurge and go all out. I sometimes can feel too much “merryness” and spend money when I shouldn’t.
This Thanksgiving was a special one, though. Not just because I got to go to Schenectady, New York, to visit my friend’s family, but also because my first loan payment was due that same day: November 28, 2013. (Ha. Nice timing, Universe).
Oh, yes. I had a lot to be thankful for this year.
With temperatures dropping from 60 degrees to 30 degrees in just 1 week, the November cold strolled into the northeast like a burglar in the night. But even though I feel the chill, things back home in Puerto Rico are starting to heat up (and not because it’s a tropical island or anything).
Oh yes. They’re here. College application deadlines.
As you all know, I recently moved to New York City, bringing with me my charm, big hopes, and my knowledge of all that is money savvy.
The one thing I didn’t pack? A paying job.
Last week, I received a text message from my little brother that said: “No sé a qué universidades solicitar. ¿Me ayudas?” (I don’t know what universities to apply to. Would you help me out?)
As a recent post-grad and awesome big sister, I was happy to help. I replied with a tough question: “Claro. ¿Dónde te ves en los próximos años?” (Of course. Where do you see yourself in the next 4 years?)
I didn’t ask myself these types of things when I applied to colleges—and I wish someone would have.
Due to my current position as a conference producer in SoHo, New York, I’ve been exposed to a lot of different topics in the finance field. Producing a conference about private equity and real estate in Latin America has put me in touch with so many CEOs, CIOs, and a few financial funds.
Wait, no … #ALLTHEFUNDS.