3 Meaningful, Budget-Friendly Holiday Gift Ideas

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Happy December! The turkey leftovers are almost gone, ABC Family has started playing a Santa Clause movie every day, and someone you know has all their holiday shopping done already thanks to Black Friday and Cyber Monday deals.

For those of us on a budget, holiday shopping has the potential to empty our bank account—but it doesn’t have to be that way. Here are three ideas for meaningful gifts that make everyone on your list happy while still leaving you money for a New Year’s Eve celebration.…

4 Ways To Save When You Splurge On Electronics

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I recently purchased a new, shiny, purple camera that came in at a cool $250. I was excited, but I was also so shaky that I dropped my debit card as I went to swipe it. Big purchases can be scary, especially when you buy electronics. There are so many choices, and every product is improved and upgraded on what seems like a weekly basis (I imagine a future where my kids will have the iPhone 760 and be floored that I had the iPhone 4).

In the process of researching and purchasing my new camera, I came up with some tips to help you save on your splurges. With Black Friday just a few weeks away, these will definitely come in handy if you want to skip out on the lines.…

3 Ways To Make College Food Delicious And Affordable

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I have a love/hate relationship with my college’s dining hall.

As someone who hates cooking for herself, I like the ease of walking to the cafeteria and grabbing a meal. But I can’t say I’m the biggest fan of dining hall food, and believe it or not, sometimes I get sick of eating pasta every day.

Whether you have a meal plan or not, eating well on a college budget can be a challenge. Here are three ways to spice up your diet without emptying your wallet.…

How To Snag A Great Part-Time Job In College

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In April of my freshman year of college, my Politics 101 professor emailed me asking if I’d take a job as his research assistant. I was excited and honored, but also scared that I wasn’t capable of taking classes and working at the same time.

I’m now going into my third year as a research assistant, and it’s one of the best decisions I’ve made. It looks great on my résumé, I’ve learned how to better manage my time, and I’m making money. I recommend finding a part-time job to everyone—it’s taught me as much as some classes I’ve taken.

You, too, can handle working while you’re in college. Here’s how to find a job that’s right for you—without work affecting your grades.…

How To Build A Back-To-School Budget

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I remember making the big Target trip the summer before my freshman year of college to get everything I thought I needed for school. I went up and down every aisle, generally looking like this guy.

I ended up with a lot of things that I never used (including several (!) lamps), so sophomore year, I started making shopping lists. Each year, I’ve gotten smarter with my spending, but this year, I want to take charge—that means making a budget and shopping on my own for the first time.

I broke my spending into four main categories, allocating a percentage of my money to each. If you’re getting ready to go back to school, consider this a starting point for your budget—with bonus tips on saving money.…

3 Ways That Apps Can Help You Survive Long-Distance Friendships

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In high school, I counted down the days until summer vacation. But now that I’m in college, I’m really starting to understand the “Summertime Sadness.”

With classes and homework out of the way for 3 months, there’s plenty of time to hang out with friends. In high school, most of my friends were a short drive away, so pool parties and bonfires were weekly events for us. Unfortunately, this isn’t the case in college.…

Stop Sending Your Student Loan Payments To The Direct Loan Servicing Center

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It can be hard to keep up with what’s happening in the student loan industry, but policy changes can sometimes mean the difference between paying off your loans on time and facing a delinquent status.

Fortunately, the SALT™ Blog is here to keep you up to date in the world of student loans, including a big change affecting Direct Loan borrowers.…

4 Surprises You Could Find When Looking Up Your Student Loans

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There’s something you should know about me and my financial aid application process. Both my parents studied accounting in college. They’ve both done taxes for a living. Because of this, when my mom offered to fill out my FAFSA, I said YES. Leave it to the expert! No monotonous form-filling-out for me!

I’m starting to regret taking the easy way out.…