Health isn’t something that a lot of people talk about when creating a money plan—but they definitely should! With healthcare costs rising and the health of Americans declining, companies and individuals are shelling out millions in health-related costs every year.
With new laws going into effect, we may also see a spike in general insurance costs as well as a rise in premium costs for twenty-somethings. Fortunately, you can take a few steps to cut your health costs. These will not only help you right now, but they can also set up you up for a healthy future—physically and financially.
Jobs are a lot like romantic relationships: You invest energy, spend a huge part of your life on them, and are fond of the people you’re with (hopefully). That’s why having a difficult conversation with your boss can feel a lot like going through a break up.
So what do you do when the time comes to leave your job, pursue your passions, or ask for a raise? Well, if you’re like me, you breathe—and then follow these three steps.
We’re on to month three of our money plan series! By now you’ve got a budget and you’ve started tackling your debt! Now what?
Well, we need to get you updated on your credit score. If you’ve been reading the SALT™ Blog for a while, then you already know how your credit runs your financial life—so it’s important to see where you stand and what you can do about it. (PS: In case you need a refresher, check out my previous post How to Maintain a Healthy Credit Score (Without the Gimmicks) for a quick rundown.)
Now we need to talk about where to find the information we need, make sure everything is OK, and what to do if something is wrong.
Last month, we discussed the three foundations of being an entrepreneur. If you did your homework then, you got clear about the nitty gritty story behind your business. You figured out why you want to do this and why it helps other people.
This month, we’re preparing you for the more “practical” stuff. This is the part where people usually get completely overwhelmed with 10-page business plans, money, investors, marketing tactics, and so forth.
Last month, LearnVest broke down the financial tasks everyone should accomplish during each month of 2013. It’s a fantastic piece (I learned I have A LOT to do), but it could definitely overwhelm a young professional just starting out.
A couple of years ago, I would have had no idea what half the article meant—and at 24, some of the things still don’t apply to me (like setting up a 529 plan for a kid). Consequently, I figured it would be a good idea to do my own little version each month. And while I missed January, that’s OK; after all, money resolutions aren’t just for New Year anyway—they should be year-round goals.
There are two times of the year when hiring is incredibly busy, especially for entry-level positions: the beginning of the year and the summer.
January and February are always big months for hiring, regardless of what’s going down with the economy. Companies have new budgets, new positions, and a need for workers.
Anyone who works in human resources, recruiting, or career consulting can tell you they’ve seen just about everything—especially when it comes to how people handle not getting a job.
Unfortunately, I’ve experienced many poor souls doing many crazy things—from sending mean emails to having in-office breakdowns.