The Hidden Costs Of Pet Ownership

Brown dog
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I never really “understood” pet people, likely because I was not a “pet person” growing up. (Just someone who used a lot of quotation marks, apparently.)

However, 6 months before our wedding, my wife and I started talking about getting a dog. Soon after that, an 8-week-old puggle named Deacon officially joined our family. (By the way, awful timing on our part. New puppy + wedding planning = major stress.)

Now, I have a much better appreciation of the mild obsession that develops when you get you get a pet—as well as all the hidden costs that go along with them.…

4 Ways You Can Have A Budget-Friendly Summer

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Summer is my favorite time of the year—and not just because my birthday falls right in the middle of it. The good weather that comes with the endless “summer daze” means more outside events and, with that, endless possibilities for good times.

This will be my first summer in New York City, as well as my first summer as a freelancer. In order to keep up with my loan payments/survive New York, I have to be extra conscious about my spending.

With that in mind, I made a few “suggestions” to myself that I encourage you to follow for a budget-friendly summer.…

Can You Defer Student Loan Payments If You Have An Internship?

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Helping people understand student loans is our job at SALT™, and few are better at it than Betsy Mayotte—the director of regulatory compliance for American Student Assistance®(our parent company). We told borrowers to “Just Ask” her questions, so check out her answers below (as well as her cat—because if Piglet can’t make student loans better, what can?).…

4 Money-Saving Tips For Summer Parties And Picnics

Two men and a woman outdoors at a wooden table with food.
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Summer is a great time of the year to enjoy some fresh air and some good company. That makes it the perfect season to throw a party!

There are a lot of ways that you can do this, but with food, drinks, and decorations, hosting your friends and family can get expensive. I’m finding this out firsthand, as I plan a picnic to celebrate my college graduation.

Fortunately, I’ve come up with some ideas to cut costs, and I think they could be helpful for any picnic or party. Here are four ways I plan to save.…

3 Hidden Costs That Could Crush Your Low-Budget Euro-Trip

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It’s easy to get confused while traveling—and it’s even easier for any “mistakes” you make to result in a fee or ticket of some kind.

Luckily, you can easily avoid many of these hidden costs if you look up rules, customs, and common fees for each city you’re traveling to, as well as for each company or bank you’re utilizing.

Check out three fees I’ve personally run into—and tips for how to avoid each.…

Money-Saving Tips For Hair Product Junkies

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I got my hair relaxed for the first time when I started elementary school. For the next 13 years, my family spent time, money, and effort chemically straightening my curls. I simply thought it was part of overall hygiene and hair care—every two months, burn those fuzzy roots into submission!

By the time I was a senior in high school, my poor strands were fried and limp. I’d spend time, money, and effort to add volume back into my hair. “Wait a minute,” I thought. “Why am I doing this—don’t I naturally have curly hair? Aren’t I, ya know, genetically predisposed to voluminous hair?”…

4 Points To Consider When Buying A New Car

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With college in the rear view mirror, many new grads may be thinking about the next phase of their lives—and how they can get around it in style.

A car may be a new, necessary expense if you’re entering the workforce. Borrowing your parents’ van can get old in a hurry. And, chances are, keys to a new Ferrari didn’t fall out of your graduation gift card from your grandmother. (Though that gift card to Target is perfectly nice too.)

If you are seriously thinking about stepping up to the plate to buy a new car, consider these four things before you do.…