What It’s Really Like To Be Broke [COMIC]

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When it comes to reality TV and money management, people don’t usually find much that seems “real” to them (no offense if you are of the Dumpster-diving persuasion).

But imagine if you could make thousands of dollars for making a television show about your financial life? If the real world worked that way, no one would hurt for cash … well, at least for a little while. Unfortunately, our #20SomethingProblems gang may never get that chance—as you can see in our latest comic.…

5 Signs It’s Time To Break Up With Your Employer

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As professionals, we hope to fall madly in love with our jobs so we never “work” a day in our lives. As a career coach, I know how much it can take to make this happen.

That doesn’t mean all is lost, though; it just means that, similar to romantic relationships, sometimes you play the field. If you’re not sure if your employer is “the one,” check out these five signs that it may be time to call it off.…

Will These 3 Smart Home Devices Actually Save You Money?

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Remember The Jetsons? Man, what a show. Besides a terribly catchy theme song (admit it, you are singing it now), The Jetsons family gave viewers a glimpse into the futuristic world of 2062. The family’s everyday lives were complete with nifty gadgets; their home a cornucopia of automation.

In today’s world, the smart home industry is on the cusp of significant growth. Some of you might even already own a few smart gadgets (any early adopters of “Nest”?). And while I appreciate their promise of automation, simplification, and conservation, I’m more interested in their cost savings (you know—cold, hard cash). So, I did a little digging. Here is what I found.…

How Many Part-Time Jobs Equal One Full-Time Job?

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Over the last couple months, I’ve chronicled my quest to find a full-time job. Despite not finding one yet, I still need money coming in. After all, I recently began to pay off my student loans and continue to be a functioning 23-year-old human being.

In order to manage that, I’ve been collecting part-time jobs. I now have three of them. Part-time, freelance, consulting—they all have different agreements and requirements, but essentially, I have three jobs, all of which I do from my home.

Do these fit all the needs someone might have met by a full-time job? Not exactly. And here’s why.…

How To Save Money By Eating Vegetarian Dishes

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One of my best tricks for cutting down on meal costs is to go meat-free. For me, this is easy, because I was raised on a vegetarian diet. (My parents were young and didn’t have much cash, which my dad says is one reason he stopped eating meat.)

However, I know a lot of people cringe at eating vegetarian, thinking it won’t fill them up or taste good. So, I’ve come up with four protein-packed meat alternatives and ideas for what to do with them. These foods not only are inexpensive, but they’re also delicious.…

5 Inexpensive Ways To Beat The Winter Blues

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If I have to hear about the polar vortex one more time, I just might cry. Down here in the South, we’re struggling with this prolonged period of inclement weather, and it’s putting a strain on my emotions!

Getting up in the morning for work is such a chore when outside looks as gloomy and dark as it did when I came home from work. Fortunately, we can overcome this season—and not just from a “how do I scrape the ice off my windshield?” standpoint. (Guys, I had to use a fork.)

Here are five inexpensive or free ways to add some happiness into your life, just in case you’ve forgotten what “rise and shine” means.…

March Scholarship Of The Month: The VIP Women In Technology Scholarship

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The VIP Women in Technology Scholarship awards scholarships of up to $2,500 to women who are breaking barriers and pursuing technology careers. I love this scholarship because the application is simple and the requirements are relaxed enough that many of our female readers will be able to apply.

I chatted with the scholarship provider to help you learn even more about this opportunity. Good luck!…

Does Switching Jobs Make You Ineligible For Loan Forgiveness?

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Helping people understand student loans is our job at SALT™, and few are better at it than Betsy Mayotte—the director of regulatory compliance for American Student Assistance® (our parent company). We told borrowers to “Just Ask” her questions, so check out her answers below (as well as her cat—because if Piglet can’t make student loans better, what can?).…

Why Every “Adult” Should Have A Budget

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I’ve been referring to myself as an adult ever since I moved away from home and started college. In a way, I’ve been lying to myself: I don’t think true adulthood really starts until you have significant income and, in turn, significant expenses.

I’ve always been one for setting long-term goals, and that applies to my financial life as well. When I started my job, I knew I wanted to have a better handle on my spending and saving habits. After a month, I felt like I had enough information to start on that track. So earlier this month, I dug into Excel and began to budget.…