Why You Need To Have A Side Hustle

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They say “do what you love and the money will follow,” but I’ve always taken such colloquialisms with a grain of salt.

When I started blogging about my student debt experience, I didn’t expect my writing would secure any attention—let alone profit. However, after 3 years of blogging, my website, Money After Graduation, has become an unexpected resource of both money and work experience.

Since then, I’ve become enthusiastic advocate of pursuing your passions on the side. Here are three big reasons why.

How To Build A Back-To-School Budget

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I remember making the big Target trip the summer before my freshman year of college to get everything I thought I needed for school. I went up and down every aisle, generally looking like this guy.

I ended up with a lot of things that I never used (including several (!) lamps), so sophomore year, I started making shopping lists. Each year, I’ve gotten smarter with my spending, but this year, I want to take charge—that means making a budget and shopping on my own for the first time.

I broke my spending into four main categories, allocating a percentage of my money to each. If you’re getting ready to go back to school, consider this a starting point for your budget—with bonus tips on saving money.

3 Steps To Quit Your Full-Time Job Gracefully

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Most recent graduates are concerned about finding a full-time job. Recently, though, I faced an entirely different concern with my first post-grad job.

Sitting in a cramped conference room with just my boss, I had to figure out a way to explain that my last day would be in 2 weeks. It felt uncomfortable and maybe even a little crazy. But I knew I had to do it—and do it with at least some grace.

3 Non-Academic Things To Do Before Your Freshman Year Of College

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August is winding down, and fresh high school graduates (like my brother) are preparing to take on a new stage of their life.

Incoming college freshman need to do a lot of official things before you finish “THE LONGEST SUMMER OF YOUR LIFE.” However, you’ll want to accomplish some less official things before leaving home, too—like spending time with loved ones and exploring all you can.

For the Syracuse-bound Little Goose, his big sis’s to-do list for him includes preparing for the cold north. “Chancletas” (flip-flops) are not meant to be worn year round in the northeast. No matter how much you wish you could. For you, here are three other suggestions on what to do.

3 Social Media Myths Job Seekers Shouldn’t Worry About

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As a millennial, I can say with some confidence that one of the worst things about this generation is the word “millennial.” It’s among the many burdens of my people:

Worrying about when the next iPhone will come out.
Losing sleep by watching just one more episode on Netflix.
Discovering Buzzfeed doesn’t think you’re the Disney princess you thought you were.

Yes, the rigors are seemingly endless, but none matches the monster that is social media—especially if you’re hunting for a job.

The Mystery Behind Your Credit Score Calculation

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If you’ve come this far, you probably realize how important it is to have a good credit score. A bad credit score can prevent you from borrowing loans you may need to purchase a home or vehicle, cause you to have high interest rates, or even keep you from getting a job or an apartment.

Most lenders or companies that inquire about credit scores use the FICO score. But what goes into it? You may not realize everything that does or how each factor is weighed. If you don’t know, how are you supposed to better your score?

Even More Lessons For A Big DIY Project At Home

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In one of my first SALT™ Blog posts, I wrote about a rather hefty DIY project: stripping and replacing my roof. Now, a year later, that project is more or less complete and I’m on to DIY part deux (admit it, you secretly love that movie).

What was on the agenda this time around? A finished basement—kind of like this one, except not nearly as nice. We started in late February, and with lots of assistance from family, we are about 75% done.

So, what did I learn this time around? Here are a few tips if you’re thinking of undertaking a big DIY project on your home as well.

How To Find Your Ideal Apartment On A Budget

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Moving is always a pain. Doesn’t matter where you are. The fees, the packing, the sacrifices—they can scar a person. In NYC, though, moving is pretty much even worse. The rents keep going up, there’s a shortage of good places, and no space to put your stuff.

During my original move to the city, I fell into an apartment that a friend of a friend recommended. Now, going into my second year, I’ve taken a more hands-on approach. I am on a mission to find the perfect place—on a budget of course. If you’re starting your apartment search, here are a few tips I’ve learned to help you get your ideal spot.