Affordable, Last-Minute Halloween Costumes For Every Situation

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Halloween is the best when you’re a kid. A night out with all your friends when everyone wears funny clothes and there’s free candy everywhere? Yeah, that’s an 8-year-old’s dream.

But in college, the holiday gains a second wind. A campus full of goofiness and the perfect excuse to act like a child? Sounds pretty great (I bet there’s candy around too). The problem? Well, many college students aren’t necessarily known for planning ahead—and that can lead to spending a big chunk of change on a costume at your local Halloween store.

If you’re still looking for something to wear tomorrow, you came to the right place. Check out these cheap, last-minute ideas to give you the perfect ‘stume for any scenario.

The One Saying That Will Change Your Financial Life

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People say you only retain a small percentage of what you hear. One of my graduate school professors had some pretty legendary sayings. I forgot most of them. However, one stayed with me: “proper preparation prevents poor performance.”

Apparently, this is part of that small percentage, because I say it all the time. (Not out loud. It’s kind of a tongue twister.) This saying applies to many things in our lives—especially those we talk about here at SALT™. Here are three situations where these can not only be “words to live by” but also words that change your life.

What You Need To Go Back To School (And Get Financial Aid Too!)

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Not everyone finishes college their first time around. Sometimes, you have to go back to school to get your degree—and sometimes, money stands in the way of this.

Of course, returning students have the same federal loan options as anyone else; however, they may also have some additional factors that affect their aid. If you want to return to school and can’t pay out of pocket, here are three things that you will need to think about.

How To Find Out If Your Student Loan Payments Are Due Soon [INFOGRAPHIC]

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Halloween is almost here, but for some, an even scarier occasion lurks right around the corner: their student loans entering repayment. This weekend marks the beginning of November, which could mark the end of the grace period for many members of the class of 2014.

Nothing is scarier than your loan payments beginning without you knowing it. (OK, maybe that clown from the new American Horror Story is scarier—I couldn’t even Google it to link to the right image! So, it goes “clowns,” then “student loans.) Fortunately, you have a weapon at your disposal to fight back these horrors.

One Way To Make Parent PLUS Loan Payments More Manageable

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Helping people understand student loans is our job at SALT™, and few are better at it than Betsy Mayotte—the director of regulatory compliance for American Student Assistance® (our parent company). We told borrowers to “Just Ask” her questions, so check out her answers below (as well as her cat—because if Piglet can’t make student loans better, what can?).

Why Your LinkedIn May Be More Important Than Your Résumé

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I’ll never forget the conversation I had with a senior marketing professional at Hubspot’s INBOUND Conference about a year ago.

We sat next to each other in one of the sessions and gradually ended up talking about the weather, Boston, recruiting, and entry-level jobs, probably in that order. At that point, I was just beginning my job search and expressed my frustrations formatting a résumé specifically for each position I applied to.

His words: “Don’t bother. When I hire, I only use résumés to search for the person’s name on LinkedIn. Then, I throw the paper résumé out and just read their profile.”

Scary Cheap DIY Decor And Freaky Food For Halloween

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Halloween is arguably the best holiday on the calendar. It’s fun at every age to dress up, transform your apartment into a haunted house, and use it as an excuse to eat loads of junk food. It’s no wonder most people stretch it out and celebrate for an entire week (or even the whole month of October!)

Fortunately, it’s also easy to impress your Halloween party guests without breaking the bank. On a low budget, you can produce a spectacular array of DIY decor and freaky foods. Here are a few tips.

What To Do While Waiting For Your Dream Job

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I’m happy to report that, late this summer, I finally landed a job! It took me about 8 months, but I’m currently working as an associate editor for a local newspaper and getting the experience that I wanted.

However, I know not everyone is as fortunate. Don’t get discouraged. You still can find your dream job. Unfortunately, you can’t know when it will arrive—and with student loans and other expenses around, you can’t keep waiting.

3 Questions To Answer Before Applying To Grad School

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Going to grad school was one of my better life decisions. As an undergrad, I went from a fashion design major … to a business major … to a degree in international affairs (I wasn’t exactly the most focused student). For me, capping off a liberal arts education with an MBA was a good investment—and it definitely helped me land a great job.

However, grad school isn’t for everyone. Before you apply to any schools, consider the following three questions. With many schools’ application deadlines looming in December or January, now is the perfect time to answer them.

3 Final Pieces Of Advice For SALT Blog Readers

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A couple posts ago, I talked about the importance of having a side hustle. Mine, my website (Money After Graduation), has given me opportunities I never imagined when I started blogging—including a new one with a financial start-up.

I’m excited about this new opportunity, but it comes with more changes to my life. Sadly, this will be my last post for the SALT™ Blog.