Last April, I finished my first TV gig in NYC. I was happy to work on what I studied. Plus, it’s quite gratifying when you see your name on TV.
Unfortunately, a few months of “funemployment” followed. I started to lose hope and thought I’d never work on another production. I applied to a barista job; I took on more babysitting hours; I reconsidered going back to school—you know, the normal existential crisis a post-grad has.
And then, just when I was about to give up, an email with an exciting opportunity appeared. That’s when I realized all my networking tactics were working. I could breathe easy again.
You may not be able to afford the wedding of your dreams. You may not be able to afford the wedding of your mother’s dreams. You may feel like you can’t even afford to be a guest at someone else’s wedding.
But you can afford to get married—even if you have student loans.
A marriage license and a trip to City Hall or the chapel don’t actually cost that much. It’s the big party that goes over budget. But there are ways to do it on the cheap without feeling like you’re cheaping out.
Helping people understand student loans is our job at SALT™, and few are better at it than Betsy Mayotte—the director of regulatory compliance for American Student Assistance®(our parent company). We told borrowers to “Just Ask” her questions, so check out her answers below (as well as her cat—because if Piglet can’t make student loans better, what can?).
I have been job searching since graduating. Now, I’m feeling the pressure to find work from my parents, but more so from my wallet—thanks to student loan payments kicking in.
I’ve begun weighing options that can help me land work, including going back to school. But, with a tight budget, furthering my education seems hard. So, I rounded up some less common ways to keep learning post-undergraduate without completely breaking the bank.
If you’re in the same boat, check out this quick information to see if these options may work for you.
When traveling, one of the biggest expenses is usually accommodations.
If you’re backpacking in Europe, you’ll likely find that hotels are out your price range—even budget ones usually cost at least $70 per night. Hostels could fit your budget better, but their prices vary greatly, with the minimum usually about $20 per night.
Fortunately, savvy travelers can find lodging that’s cheaper than this—or even free! As long as you do your research, maintain an open mind, and stay safety-conscious, you can stretch your cash by staying with locals. Here are different ways to do it.
If you’re like me, there isn’t a gym rat bone in your entire body.
Hey, it can be intimidating to hop on a treadmill and run your 13-minute mile next to the marathon runner-in-training. Unfortunately, if your insecurities keep you away too long, you just wasted a perfectly good (and expensive!) gym membership.
Besides that, activation fees, cancellation charges, and monthly payments to use state-of-the-art facilities may not be in your budget, and that’s OK. I’ve found four ways to get fit for free—so grab your sneakers and leave your wallet at home:
This fall, my daughter is moving off campus with her friends. Of course, this process started in the spring, when they went on a waitlist for an apartment complex they wanted to live in.
When they reached the top of the list, they had 24 hours to accept the available unit … or drop back to the bottom of the waitlist. So yes, “we” started paying rent on May 20—three full months before she’ll actually move in.
And while those extra months of rent proved to be an unexpected expense, they were far from the only one students moving off campus face.
The last time we saw Pete, he was just beginning his European adventure. Now, he’s catching up with another member of the #20SomethingProblems gang.
To save money, Pete’s stayed in hostels, but he hasn’t had the best luck finding good accommodations. Is it time to splurge? Check out our latest comic to find out.
Once I started tracking my spending, I didn’t think there was much else to money management. After all, my debt was going down and my savings were going up—so everything looked right to me!
As time went on, though, I realized I was making mistakes with my budget … and I didn’t even know it. Here are five of these common mistakes. Check them out to see if they’re holding you back from reaching your financial goals.
There’s something you should know about me and my financial aid application process. Both my parents studied accounting in college. They’ve both done taxes for a living. Because of this, when my mom offered to fill out my FAFSA, I said YES. Leave it to the expert! No monotonous form-filling-out for me!
I’m starting to regret taking the easy way out.