Have You Checked Out SALT Central Yet?

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Here at SALT™, we’re always looking for new ways to boost your money knowledge. Our latest? A brand new online community for students and alums just like you. We call it SALT Central.

SALT Central puts you in touch with our experts and your peers, giving you a place to talk about money, student loans, scholarships, and a bunch of other topics important to you. Here are just a few things you can do there.…

Plan Ahead To Make Your Student Loan Payment On Time

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I’ve been repaying my student loans for about 6 months now, and so far, it’s been going smoothly. Well, as smoothly as repaying a mountain of debt can go, I suppose.

Although there have been times when things were tight, I’ve successfully managed to make my payments on time every month. That’s not because I have a huge disposable income, or because I hit the lottery recently.

The only reason that I’m able to stay on top of my debt is because I plan ahead. If you just entered repayment, you’ll want to adopt this habit as well. Here’s how to do it.…

Why Your Career Won’t Look Like Your Parents’ (And Why That’s OK)

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Many of us struggle to find the perfect career. We jump from job to job, getting frustrated at our inability to find a job to take care of us for the rest of our lives. It wasn’t like this for our parents, right?

You probably remember your mom and dad heading out to work every day, to the same company, year after year—and they seemed to like it! After all, they’ll likely push you toward finding similar stability. Well, here’s a newsflash: The world of work has changed. Your career will not look like your parents’ did. And it’s totally OK! Here’s why.…

Shopping Online The Smart Way [EXCERPT]

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Folks, we’re officially hitting crunch time for holiday shopping. If you’re struggling with those final hard-to-find items on your family’s wishlist, you’re likely turning to the deep recesses of the Internet to make their dreams comes true. (Obscure Simpsons reference T-shirt, here I come!)

In addition to your purchase, you probably look for a few other things when deciding where to buy: cheap prices, free shipping, and quick delivery. However, those shouldn’t be your only considerations. …

What You Need To Do Before Asking For A Raise At Work

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I want to start this by saying I’m not planning on asking for a raise any time soon, so don’t worry, Warren. (FYI, that’s my boss.)

But, as most people are, I’m planning to ask for a raise eventually. You may be thinking about this future as well, as 2014 comes to an end. After speaking to some people whose opinions I value dearly—my coworkers, people I look up to in my industry, and my mom—I’ve learned that the time to start planning to ask for a raise isn’t when you want a raise. It’s right after you got the first one (or in my case right after you get hired).

Here are four things you should do in the planning process.…

5 Easy-To-Achieve Personal Finance Resolutions For The New Year

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I’m a big fan of change. That being said, when I try to change too many things at once, I get overwhelmed and start to flounder. Like many people around this time of year, I start planning for too many “resolutions” and often don’t follow through on any of them.

This year, I’m taking a new approach. Instead of going “cold turkey” and attempting large, sweeping changes (like no sugar … I mean, come on), I’m making small, practical changes and paying special attention to my personal finances.

Here’s what I’m planning and how you can do the same.…

What You Need To Know About Crowdfunding Your College Tuition

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I’m always looking for new and innovative ways to pay for college or repay student loans (remember how you can partially volunteer your way out of debt?).

For instance, did you know that you can use crowdfunding sites to raise money to pay tuition? I honestly didn’t, but I’m always behind on Internet trends. (Have you seen What Does the Fox Say?)

In all seriousness, crowdfunding an education sounds like a great idea—once you understand some of the potential pitfalls that could go along with it.…

How To Identify Potential Student Loan Scams

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Helping people understand student loans is our job at SALT™, and few are better at it than Betsy Mayotte—the director of regulatory compliance for American Student Assistance® (our parent company). We told borrowers to “Just Ask” her questions, so check out her answers below (as well as her cat—because if Piglet can’t make student loans better, what can?).…